Terms of use

Last updated 15 November 2026

Draft. Qattiya is not in the stores yet. This page describes how the app will work when it launches, and will be reviewed before then.

What Qattiya is

Qattiya helps a group keep track of money it collects together: a diwaniya fund, a family fund, a shared gift, a pitch booking. The person who collects, called the organizer, creates a pool, adds the people in it, and records who has paid.

Qattiya is a record-keeping tool only. It does not receive, hold, move or guarantee any money. It is not a bank, a payment service or a savings scheme. People pay each other directly, outside the app.

Who can use it

You must be 18 or older. By using Qattiya you confirm that you are.

Give your real name, and a phone number or email address that belongs to you. Each person has one account.

Your account

You are responsible for what happens in your account. Keep your phone and your sign-in codes to yourself, and tell us if you think someone else has used your account.

If you organize a pool

You are responsible for the pool you create: the amount, the due date, and the payment details you show.

Add only people who know they are being added. You are entering their names and phone numbers on their behalf.

Mark a payment as received only when you have received it.

The money you collect is yours to look after. Qattiya has no part in it and cannot recover or refund it.

If you pay into a pool

Check who you are paying and how much before you send money. A mark in the app is a note made by the organizer, not a receipt from a bank.

Any disagreement about money is between you and the organizer.

What is not allowed

Do not use Qattiya for anything unlawful. That includes gambling, lending at interest, investment or pyramid schemes, and collecting donations from the public where a permit is needed.

Do not use it to deceive, pressure or harass anyone, to enter other people's details without their knowledge, or to interfere with the service.

Do not use a name, a username or a picture that is offensive, hateful or sexual, or that pretends to be another person or Qattiya itself. Some words cannot be used in a name at all. Anyone can report an account from its page. We look at every report, and we may remove a picture, hide an account from other people, or close it.

Automatic helpers

Some features use automated tools, including artificial intelligence, for example to read a payment screenshot or to turn a pasted list into names. These tools can be wrong. They only make suggestions, and the organizer decides.

Price

Qattiya is free while it is being tested. Later, organizers may choose a paid plan. The price is always shown before you pay, and payment, renewal and refunds are handled by Apple or Google under their rules. People who only pay into pools are never charged.

Your content

What you enter stays yours. You allow us to store it and to show it to the people in the same pool, which is what the app is for.

Leaving, and closing accounts

You can stop using Qattiya and delete your account at any time. We may suspend or close an account that breaks these terms or puts other people at risk.

Our responsibility

We work to keep Qattiya correct and available, but it is provided as it is, without guarantees. As far as the law allows, we are not responsible for money paid, lost or disputed between people who use the app, or for losses caused by wrong information entered into it.

Changes

We may change these terms as the app grows. We will tell you in the app before a change takes effect. If you keep using Qattiya after that, you accept the new terms.

Law

These terms are governed by the laws of the State of Kuwait, and its courts decide any dispute.

Contact

Questions about these terms: support@qattiya.app